Key climate risks Financial Institutions and Corporates are navigating
Climate change is accelerating at a fast pace
The recent wildfires, hurricanes, floods, and other natural and man-made disasters serve as evidence of the fast pace of climate change. In response to climate change, financial regulators are focusing on creating a more consistent global approach to addressing climate-related risks to better assess and mitigate financial vulnerabilities and systemic credit risk.
TCFD (Task Force on Climate-related Financial Disclosures) and ORSA (Own Risk and Solvency Assessment) requirements drive the need for financial institutions and corporates to run their public and private debt positions through climate stress tests. It is critical to include climate risk evaluations in the portfolio allocation and receive a bird’s-eye view of impending credit risk.
EDF-X offers a flexible and comprehensive solution for quantifying and managing the impact of climate on the credit risk of loans, bonds, and private debt investments.
Identify early signs of credit deterioration with EDF-X
We score the world’s largest credit database
Our credit risk models are built on decades of global private company data from our bank consortium members, coupled with time-tested techniques to calculate credit risk from equity signals. Our models are validated over multiple credit cycles and informed by the world’s leading financial institutions who use them.
- 4 million defaults going back to 1973
- 190+ million detailed financial statements
- Accelerated credit insights for 450+ million pre-scored companies
- Coverage for small businesses on Main Street to global conglomerates
- AI-driven models with payment data and alternative signals
- Models use the latest NGFS (Network for Greening the Financial System) scenarios
Reliable and complete company-level climate risk data and insights that comply with NGFS Staying ahead of potential credit risks and financial losses can be a daunting task. But what if you had access to an advanced platform with accurate global data and decision analytics built in?
- Pre-qualification and on-the-spot credit assessment
- Climate PD (Probability of Default) & ESG Scores for origination
- Uncover emerging risks and opportunities
- Rank loans vs. 300,000+ peers
- Forecast performance across industries and regions
- Pro-forma and scenario analysis
- Macro & climate data for stress testing
Simplify credit risk monitoring with EDF-X
Game-changing automation and efficiencies—so you don't have to worry about being caught off guard
EDF-X is scalable, easy to use, and has industry-leading coverage, so you can score all of your exposures. Now you can have peace of mind that no opportunity or threat is left undetected.
- Automated credit measures for any company in the world
- Color-coded alerts to flag credit risks in advance
- Comprehensive platform with no user inputs required
- Customizable scorecards to include qualitative factors
- Forward-looking Probability of Default (PD)
- Implied Ratings
- PD & Implied Ratings adjusted for physical & transition risks
- Loss Given Default (LGD)
- Climate risk impact reports highlighting drivers of risk
- API integration with your workflow and other Moody’s data
What Insurers are saying about EDF-X
"Not having to log into multiple platforms helps my team work more efficiently. We can now manage private and public companies together."
- Medium US Insurer
